America fixed tips by age

America fixed tips by age
credit card reward is 3 cash back on all purchases and those results were across all age groups, income brackets, Census regions and education levels.

The appeal of cash back cards is that instead of continuously calculating the value of your points and miles to be sure youre getting the most at the redemption counter, getting cash back is straightforward.

You simply use the card to buy things and the issuer returns a percentage of the charges, and you can spend that money, save it or use it to pay down a bill.

Here are the fundamentals of cash back cards, and how a few cardholders are using them to augment their income.

Some are reaping thousands, but even when the cash is seemingly small, every dollar counts.

See related: 7 ways to get the most from rewards credit cards.

How cash back cards work, with a cash back credit card, the issuer returns a percentage of your spending to you.

Generally speaking, cash back cards come as one of two types: Flat-rate cash back cards, these cards offer a standard percentage youll earn across all purchases.

Its often a low rate, but there are plenty of great.5 cash back cards and a few options that reward a coveted 2 on all purchases.

Bonus category cash back cards.

With a bonus category card, youll earn a higher percentage when spending in predetermined categories, such as dining out, supermarket purchases and travel.

The bonus rates can be fixed to one or more categories for the entirety of your time as a cardholder or rotate on a quarterly basis.
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